Boat Insurance
Smooth Sailing with the Right Coverage
Whether you’re fishing Colorado lakes, cruising with family, or enjoying weekends on the water, your boat deserves protection that’s as reliable as the vessel itself. NestGuard Insurance offers customized coverage for boats, jet skis, and other personal watercraft—so you can enjoy the water without worry.
From on-the-water accidents to storage and transport protection, we’ve got you covered from bow to stern.
Frequently Asked Questions
Is my boat covered while it's in storage or out of the water?
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Yes, most policies provide coverage all year, even while your boat is in dry dock, storage, or being transported. It’s important to confirm with your policy to ensure protection during the off-season
What does boat insurance cover?
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Boat insurance usually covers physical damage to the boat, motor, trailer, and accessories. It also includes liability coverage if you’re at fault in an accident, medical payments, and sometimes towing and roadside assistance for the boat.
Will my homeowners insurance cover my boat?
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Homeowners insurance might offer limited coverage for small boats with lower horsepower, but it typically doesn’t provide adequate protection for larger vessels. A standalone boat policy ensures more comprehensive and reliable coverage.
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