Rental Property Insurance
Protection for the Property You Rent, Peace of Mind You Own
As a landlord, your rental property is both an investment and a responsibility. At NestGuard Insurance, we offer specialized landlord insurance that protects your buildings, liability, and rental income—so you can rent with confidence.
Whether you own a single-family home, condo, or multi-unit property in Colorado, we’ll help you find the right coverage to keep your property and your peace of mind secure.
Frequently Asked Questions
Do I need landlord insurance if I only rent out my property occasionally?
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Yes, even if you only rent seasonally, short term (like Airbnb), or long-term, your standard homeowners insurance may not cover claims during rental periods. A landlord or short term rental policy provides proper protection for your situation.
Will my policy cover lost rental income if my property is uninhabitable?
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Yes, most policies include loss of rental income coverage if the property becomes uninhabitable due to a covered event such as a fire, storm damage, or major plumbing issues. This helps replace the income you’d lose during repairs.
Does rental property insurance cover damage caused by tenants?
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It can, depending on the situation and policy type. A great deal of damage caused by tenants is considered “wear and tear” however, there are some situations in which damage is afforded. It’s highly encouraged that landlords require tenants to carry renters insurance to protect their belongings and reduce disputes.
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