Homeowners Insurance
Home Insurance Built for Life in Colorado
Your home is more than just a roof over your head-it’s where your life happens. From large hail and damaging winds to wildfire risks, Colorado homeowners face unique challenges.
At NestGuard Insurance, we understand the local landscape and offer customized home insurance solutions to protect what matters most.
Whether you’re in the city, the suburbs, a scenic mountain town, or the sweeping plains, we’ll help you find the right coverage for your home, belongings, and peace of mind—so you can feel secure, no matter what Colorado skies bring.
Frequently Asked Questions
What does homeowners insurance typically cover?
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Generally, homeowners insurance covers your home’s structure, personal belongings, liability for accidents that happen on your property. Additionally, it includes additional living expenses which provides coverage if you’re temporarily unable to live in your home due to a recent covered loss.
How is homeowners insurance premium determined?
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Carriers establish premiums based on factors like your home's location, age, construction type, age of your roof, coverage limits, deductible amount and your claims history (to name a few).
Can I switch to NestGuard Insurance if I'm currently insured elsewhere?
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Absolutely! We make the process smooth and hassle free. We will review your current coverage and help you transition without gaps or penalties. We also take the liberty of updating your mortgage company with the new evidence of insurance.
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