Terms and Conditions | NestGuard Insurance

Privacy Policy and Terms & Conditions

Effective as of 03/23/2026
NestGuard Insurance values your trust and is committed to protecting your personal
information. This privacy policy and terms of service explain how we collect, use, and
share your information, as well as terms under which you may use our website, texting,
and services.

Information Sharing Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

SMS Consent Communication- By providing your mobile phone number and/or checking the SMS consent box on our forms, you expressly consent to receive SMS/text messages from NestGuard Insurance. Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

Types of SMS Communications If you have consented to receive text messages from NestGuard Insurance, you may receive messages for conversational purposes.

Example message (illustrative): “Hello, this is NestGuard Insurance regarding your policy. Reply STOP to opt out of SMS messaging.”

Message Frequency Message frequency may vary depending on the type of communication. For conversational messages you may receive up to 4 SMS messages per month. You may receive none if we have no information to convey.

Potential Fees for SMS Messaging Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if messages are sent domestically or internationally.

Opt-In Method- You may opt in to receive SMS messages from NestGuard Insurance by:

Submitting an online form on our website and checking the SMS consent box
Verbally, during a conversation. We get consent verbally by asking: "Do you agree to receive conversational text messages from NestGuard Insurance? Message frequency varies. Message and data rates may apply. For assistance, text HELP or visit our website at NestGuard Insurance. To opt out at any time, text STOP. Visit Terms and Conditions | NestGuard Insurance

Opt-Out Method You can opt out of receiving SMS messages at any time by replying STOP to any message you receive. Alternatively, you may contact us at (720) 912-9588 or sarah@nestguardinsurance.com to request removal from our messaging list.

Help For assistance, reply HELP to any message or contact NestGuard Insurance at (720) 912-9588 or sarah@nestguardinsurance.com. For additional information, visit our Privacy Policy and Terms & Conditions pages on this website.

Additional Options If you do not wish to receive SMS messages, you can choose not to check the SMS consent box when submitting forms on our website.

Standard Messaging Disclosures Message and data rates may apply. You can opt out at any time by texting “STOP.” For assistance, text “HELP” or visit Terms and Conditions | NestGuard Insurance. Message frequency may vary.

Recordkeeping We retain records of opt-ins (including timestamp and method) to comply with applicable regulations and to honor user preferences.

Information Collected.
We may collect personal information from you in the following ways:

 Contact Information: Name, address, phone numbers, and email address
 Policy Information: Insurance coverage details and preferences
 Personal Identifiers: Date of birth, driver’s license number, or other identifying information necessary for quotes or policy servicing
 Household Information: Details about household members or property as relevant to your insurance needs
 Communication Preferences: Your consent for SMS, email, or phone communications

How Information is Used
Your information is used to:

 Provide insurance quotes, products, and services
 Process applications and manage your account
 Communicate with you about your insurance policies, claims, and updates
 Send reminders, billing notices, and service-related alerts
 Respond to your inquiries and customer service requests
 Improve our website and customer experience
 Comply with legal and regulatory obligations

How Your Information is Shared

Information Sharing Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

Data Security
We take reasonable administrative, technical, and physical safeguards to protect your
personal information from unauthorized access, loss, or misuse. However, no online
system can be guaranteed to be 100% secure.

Website Use and Intellectual Property- By using our website
www.nestguardinsurance.com, you agree to:

 Use it only for lawful purposes and in compliance with applicable laws
 Not attempt to disrupt, harm, or interfere with the operation of the site
 Acknowledge that all content, graphics, logos, and text on the site are the property of NestGuard Insurance and may not be copied, distributed, or used without written consent

Disclaimer

The information provided on our website is for general information purposes only and
does not constitute insurance advice. Coverage options, pricing, and terms are subject
to underwriting and applicable state regulations.

Limitation of Liability
Nestguard insurance is not liable for any indirect, incidental, or consequential damages
arising from the use of inability to use our website or services.

Updates to This Policy
We may update this privacy policy and terms of service periodically. Any changes will
be posted on this page with a revised effective date. Continued use of our website or
services indicates acceptance of the updated terms.

Contact Us
If you have questions about this privacy policy and terms of service, please contact us:
NestGuard Insurance
Phone: 720-912-9588
Email: sarah@nestguardinsurance.com
www.nestguardinsurance.com